Pearless Housing Fin. Corp.

Empowering Dreams with Trusted Loan Solutions

Personal / Home / Business /Construction / LAP / Vehicle Loans

Click here to apply for a loan

Welcome to Pearless Housing Fin. Corp.

Personal Loan Criteria

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πŸ’Ό Personal Loan – Quick Funds for Your Needs

A personal loan is an unsecured loan that helps you meet your financial needs without requiring any collateral. Whether it’s for medical emergencies, marriage, home renovation, education, travel, or debt consolidation, we offer hassle-free personal loans with minimal documentation and quick disbursal.

βœ… Loan Features:

  • Loan Amount: β‚Ή1 Lakhs to β‚Ή5 Lakhs

  • Tenure: 12 to 60 months

  • Interest Rate: Starting from 10.50% p.a. (varies by credit profile)

  • Processing Time: As fast as 24 hours

  • Collateral: Not required (unsecured loan)

  • Flexible Repayment: EMI options suited to your budget


🎯 Eligibility Criteria:

  • Age: 21 to 60 years

  • Income: Minimum β‚Ή15,000 to β‚Ή25,000/month

  • Employment: Salaried or Self-employed with stable income

  • Credit Score: Preferably 650+

  • Experience:

    • Salaried: Minimum 6 months in current job

    • Self-employed: Minimum 2 years of business continuity


πŸ“„ Required Documents:

  1. Identity Proof: Aadhaar / PAN / Passport / Voter ID

  2. Address Proof: Aadhaar / Utility bill / Passport

  3. Income Proof:

    • Salaried: Last 3 months’ salary slips, bank statements

    • Self-employed: ITR (2 years), bank statements

  4. Photograph: One passport-size photo

  5. PAN Card: Mandatory


πŸ“ How to Apply:

  1. Fill the Application Form on our website

  2. Upload the Required Documents

  3. Get Approval within 24-48 Hours

  4. Loan Disbursed Directly to Your Bank Account


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Apply for a Loan πŸ‘‰ πŸ‘‰ πŸ‘‰

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