💼 Business Loan Eligibility Criteria

At Pearless Housing Fin. Corp., we empower businesses with quick and flexible loan solutions to help them grow and succeed. ✅
Check if you qualify:

📌 Basic Eligibility

• 👤 Age: 21 to 60 years (at the time of loan maturity)

• 🇮🇳 Citizenship: Must be an Indian citizen

• 🏢 Business Type: Proprietorship, Partnership, Private Ltd., or LLP

• 📈 Business Age: Minimum 1 year of continuous operations

💳 Financial Requirements

• 💰 Minimum Annual Turnover: ₹10 Lakhs

• 📊 Credit Score: 650+ preferred

• 🧾 Income Proof: ITR for last 1 year

• 🏦 Bank Statements: Past 6 months required

📂 Documents Required

• 🆔 KYC Documents (Aadhar, PAN, Address Proof)

• 📜 Business Registration Certificate

• 🧾 GST Certificate (if applicable)

• 🧮 Income Tax Returns (latest)

• 🏠 Proof of Business Premises (if owned)

💸 Loan Details

• 🔹 Loan Amount: ₹1 Lakh to ₹50 Lakhs

• 🔹 Tenure: 12 to 60 months

• 🔹 Processing: Quick disbursal & minimal paperwork

⚠️ Note: Final loan approval is based on internal credit evaluation and document verification