🏡 Home Loan Eligibility Criteria

Make your dream home a reality with Pearless Housing Fin. Corp.! 💖
Check the criteria below to see if you qualify for a hassle-free home loan:

📌 Basic Eligibility

• 👤 Age: 21 to 60 years (salaried), up to 65 years (self-employed)

• 🇮🇳 Nationality: Indian resident

• 💼 Employment Type: Salaried, Self-employed, or Business Owner

• 🕒 Work Experience:

  • Salaried: Minimum 1 year in current job

  • Self-employed: At least 2 years in business

💳 Financial Criteria

• 💰 Minimum Income: ₹20,000 per month (may vary by city)

• 📊 Credit Score: 650+ preferred

• 💼 Repayment Capacity: Based on income, liabilities, and age

📂 Documents Required

• 🆔 KYC Documents (Aadhar, PAN, Address Proof)

• 📜 Salary Slips / Business Proof

• 📄 ITR for last 1–2 years

• 🏦 Last 6 months’ bank statements

• 🏠 Property Documents (Sale deed, Agreement to sell, etc.)

💸 Loan Details

• 🔹 Loan Amount: ₹2 Lakhs to ₹1 Crore

• 🔹 Tenure: Up to 30 years

• 🔹 Interest Rate: Competitive rates with flexible EMI options

⚠️ Note: Loan eligibility is subject to credit assessment and document verification