Welcome to Pearless Housing Fin. Corp.
Personal Loan Criteria
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πΌ Personal Loan β Quick Funds for Your Needs
A personal loan is an unsecured loan that helps you meet your financial needs without requiring any collateral. Whether it’s for medical emergencies, marriage, home renovation, education, travel, or debt consolidation, we offer hassle-free personal loans with minimal documentation and quick disbursal.
β Loan Features:
Loan Amount: βΉ1 Lakhs to βΉ5 Lakhs
Tenure: 12 to 60 months
Interest Rate: Starting from 10.50% p.a. (varies by credit profile)
Processing Time: As fast as 24 hours
Collateral: Not required (unsecured loan)
Flexible Repayment: EMI options suited to your budget
π― Eligibility Criteria:
Age: 21 to 60 years
Income: Minimum βΉ15,000 to βΉ25,000/month
Employment: Salaried or Self-employed with stable income
Credit Score: Preferably 650+
Experience:
Salaried: Minimum 6 months in current job
Self-employed: Minimum 2 years of business continuity
π Required Documents:
Identity Proof: Aadhaar / PAN / Passport / Voter ID
Address Proof: Aadhaar / Utility bill / Passport
Income Proof:
Salaried: Last 3 monthsβ salary slips, bank statements
Self-employed: ITR (2 years), bank statements
Photograph: One passport-size photo
PAN Card: Mandatory
π How to Apply:
Fill the Application Form on our website
Upload the Required Documents
Get Approval within 24-48 Hours
Loan Disbursed Directly to Your Bank Account
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